mortgagecalculators

FINANCIAL STRENGTH AND CREDITWORTHINESS

FINANCIAL STRENGTH AND CREDITWORTHINESS FINANCIAL STRENGTH AND CREDITWORTHINESS Commercial real estate lenders base their decision to fund commercial real estate loans on two primary conditions; thestrength and consistency of the property’s cash flow and on thefinancial strength and creditworthiness of the borrower. As previously discussed in Chapter 1, analyzing the strength and consistency of the …

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Commercial Mortgage Terms

Commercial Mortgage Terms There are six basic components or financing terms common to allcommercial mortgages: the maturity date, the amortization period,interest rate or note rate, loan-to-value, pre-payment penalty, andrecourse provision. Collectively, these six components are simplyAn Introduction to Commercial Real Estate Loans 25referred to as “loan terms.” Financing terms or loan terms are usually first …

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Types of Commercial Real Estate Lenders

Types of Commercial Real Estate Lenders Types of Commercial Real Estate Lenders Commercial real estate loans are originated by thousands of differenttypes of lenders, either through correspondent relationships ordirectly to the borrower. “Loan origination” is an industry term thatrefers to the underwriting and funding of a loan. When a lender saysthat its company originated $2 …

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Found Money

Found Money I have yet to meet an entrepreneur who hasn’t wanted to hire a “rainmaker”—that magical salesperson who, like the companies that say they can give you access to your great-grandmother Sally’s unclaimed fortune, will save the day by bringing in big sale after big sale. Never mind the fact that we, the owners …

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